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Need a Loan for Your Business, Property, or New Home? Get Approved Fast with a Trusted Loan Expert

From gas stations and hotels to investment properties and California homes — we make getting a loan simple, fast, and stress-free with competitive rates.

purchasing your first home in California?

buying a business?

investing in real estate?

you're in the right place.

We specialize in commercial, DSCR, investment, and home loans (CA only) with real support from a real loan officer who works for you — NOT a big bank.

⭐ Why Clients Choose Us:

✅ Fast Pre-Approvals (Often within 24–48 Hours)

✅ Funding for Gas Stations, Hotels, Motels & Rental Properties

✅ DSCR & Investor-Friendly Programs

✅ Home Loans in Sacramento and Truckee

✅ Clear Answers, No Hidden Fees.

✅ Licensed, Experienced, and Local — Not a Call Center

Jd jess dhillon loan officer

Jespinder Dhillon

Loan Officer / Financial consultant

(775) - 842-6481

NMLS: #958374

Loan factory

NMLS: #320841

“Prefer texting? Feel free to send a quick text to schedule your appointment.

Above the Clouds
Let's Get Started

Thanks for reaching out we will be in touch soon!

💬 Client Testimonial

“I had no clue where to start. Jess explained everything clearly, helped me get a loan for my motel, and made it easy. Highly recommended!”— R. Kaur, Sacramento, CA

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