Need a Loan for Your Business, Property, or New Home? Get Approved Fast with a Trusted Loan Expert
From gas stations and hotels to investment properties and California homes — we make getting a loan simple, fast, and stress-free with competitive rates.
purchasing your first home in California?
buying a business?
investing in real estate?
you're in the right place.
We specialize in commercial, DSCR, investment, and home loans (CA only) with real support from a real loan officer who works for you — NOT a big bank.
⭐ Why Clients Choose Us:
✅ Fast Pre-Approvals (Often within 24–48 Hours)
✅ Funding for Gas Stations, Hotels, Motels & Rental Properties
✅ DSCR & Investor-Friendly Programs
✅ Home Loans in Sacramento and Truckee
✅ Clear Answers, No Hidden Fees.
✅ Licensed, Experienced, and Local — Not a Call Center

Jespinder Dhillon
Loan Officer / Financial consultant
(775) - 842-6481
NMLS: #958374
Loan factory
NMLS: #320841
“Prefer texting? Feel free to send a quick text to schedule your appointment.

💬 Client Testimonial
“I had no clue where to start. Jess explained everything clearly, helped me get a loan for my motel, and made it easy. Highly recommended!”— R. Kaur, Sacramento, CA